CASHe is an app-based lending platform that allows an applicant to have a personal cash reserve of up to ₹ 2 Lakh at one’s disposal. It provides instant short-term personal loans with instant disbursals. An applicant can avail loan from INR 1000 to INR 4 lakh for a period of up to 1.5 years. Now one can draw within the eligibility limit at any time and receive the money in the bank account instantly. The interest amount is charged only on the amount of money spent and not on the overall approved limit.
CASHe provides instant personal loans to salaried individuals to fulfill each and every one’s needs. Loans are disbursed from 3 months all the way up to 1.5 years depending on the needs. CASHe ensures that the cash is made possible, whenever and wherever.
CASHe Personal Loan Interest Rates
Below mentioned are the interest rates for CASHe Personal Loan:
| LOAN TENURE OPTIONS | RATE OF INTEREST |
| For 90 days | 2.50% per month |
| For 180 days | 2.40% per month |
| For 270 days | 2.25% per month |
| For 360 days | 2.25% per month |
| For 540 days | 2.25% per month |
CASHe Personal Loan Processing Fees & Charges
Below mentioned are the processing fees & charges for CASHe Personal Loan:
| PERSONAL LOAN TENURE | PROCESSING FEE |
| For 90 days | INR 85 for loan amounts between INR 0 to INR 5,999.
INR 500 for loan amounts between INR 6,000 to INR 33,333 1.50% for loan amounts between INR 33,334 to INR 99,999 |
| For 180 days | INR 1,200 or 2% of the loan amount (whichever is higher) |
| For 270 days | INR 1,200 or 2% of the loan amount (whichever is higher) |
| For 360 days | INR 1,200 or 2% of the principal amount (whichever is higher) |
| For 540 days | INR 1,000 or 3% of the principal amount (whichever is higher) |
How to Apply for CASHe Personal Loan
Below mentioned are the steps to apply for CASHe Personal Loan:
Step 1: Download the CASHe app from the App Store or Play Store on the smartphone.
Step 2: Upload all the documents required and complete verification.
Step 3: Click on the field marked “Credit line” on the products screen.
Step 4: Set the credit limit by moving the slider.
Step 5: Apply for an online credit line and choose a personal loan and multiple sharing personal loans.
Eligibility Criteria to Apply for CASHe Personal Loan
Below mentioned are the eligibility criteria to apply for CASHe Personal Loan:
- An applicant must be an Indian Resident.
- An applicant must be a salaried employee.
- The age of the applicant must be in between 23 years and 58 years.
- An applicant must have a good credit score.
Documents required to apply for CASHe Personal Loan
Below mentioned are the documents required to apply for CASHe Personal Loan:
- Photo identity proof: PAN Card
- Income proof: Latest salary slip
- Identity proof: Aadhaar card
- Permanent address proof: Accepted documents
- The latest bank statement shows salary credit
Features of CASHe Personal Loan
Below mentioned are the features of CASHe Personal Loan:
- Instant Approval: With CASHe, the application for a personal loan can get approved instantaneously i.e. within minutes.
- Minimal Documentation: only a few documents are required to be submitted while applying for a CASHe Personal Loan. This includes ID proof, address proof, and bank statements.
- Flexible Tenure: The loan tenure can be fixed as per the repayment capacity. CASHe provides flexible tenure ranging from 3 months to 1 year.
- Quick Disbursal: The loan amount will be credited into the bank account within a few hours or even minutes, post the loan approval.
Benefits of CASHe Personal Loan
Below mentioned are the benefits of CASHe Personal Loan:
- Pay emergency expenses at an affordable cost.
- Renovate the home without any delays.
- Make big-ticket purchases without straining any finances.
- Consolidate and pay off the debt at an affordable cost.
- Visit the dream destinations whenever it is needed.
- Fund entrepreneurial dreams without using any savings.
Types of CASHe Personal Loans
Below mentioned are the different types of CASHe Personal Loans:
-
Travel Loan:
| Loan tenure | Loan amount |
| 90 days | INR 15,000 to INR 1.10 lakh |
| 180 days | INR 20,000 to INR 2.10 lakh |
| 270 days | INR 50,000 to INR 2.58 lakh |
| 365 days | INR 75,000 to INR 3 lakh |
| 540 days | INR 1.25 lakh to INR 4 lakh |
-
Two-Wheeler Loan:
| Loan tenure | Loan amount |
| 90 days | INR 15,000 to INR 1.10 lakh |
| 180 days | INR 20,000 to INR 2.10 lakh |
| 270 days | INR 50,000 to INR 2.58 lakh |
| 365 days | INR 75,000 to INR 3 lakh |
| 540 days | INR 1.25 lakh to INR 4 lakh |
-
Mobile Loan:
| Loan tenure | Loan amount |
| 90 days | INR 15,000 to INR 1.10 lakh |
| 180 days | INR 20,000 to INR 2.10 lakh |
| 270 days | INR 50,000 to INR 2.58 lakh |
| 365 days | INR 75,000 to INR 3 lakh |
| 540 days | INR 1.25 lakh to INR 4 lakh |
-
Marriage Loan:
| Loan tenure | Loan amount |
| 90 days | INR 15,000 to INR 1.10 lakh |
| 180 days | INR 20,000 to INR 2.10 lakh |
| 270 days | INR 50,000 to INR 2.58 lakh |
| 365 days | INR 75,000 to INR 3 lakh |
| 540 days | INR 1.25 lakh to INR 4 lakh |
-
Home Renovation Loan:
| Loan tenure | Loan amount |
| 90 days | INR 15,000 to INR 1.10 lakh |
| 180 days | INR 20,000 to INR 2.10 lakh |
| 270 days | INR 50,000 to INR 2.58 lakh |
| 365 days | INR 75,000 to INR 3 lakh |
| 540 days | INR 1.25 lakh to INR 4 lakh |
-
Education Loan:
| Loan tenure | Loan amount |
| 90 days | INR 15,000 to INR 1.10 lakh |
| 180 days | INR 20,000 to INR 2.10 lakh |
| 270 days | INR 50,000 to INR 2.58 lakh |
| 365 days | INR 75,000 to INR 3 lakh |
| 540 days | INR 1.25 lakh to INR 4 lakh |
-
Consumer Durable Loan:
| Loan tenure | Loan amount |
| 90 days | INR 15,000 to INR 1.10 lakh |
| 180 days | INR 20,000 to INR 2.10 lakh |
| 270 days | INR 50,000 to INR 2.58 lakh |
| 365 days | INR 75,000 to INR 3 lakh |
| 540 days | INR 1.25 lakh to INR 4 lakh |
-
Car Loan:
| Loan tenure | Loan amount |
| 90 days | INR 15,000 to INR 1.10 lakh |
| 180 days | INR 20,000 to INR 2.10 lakh |
| 270 days | INR 50,000 to INR 2.58 lakh |
| 365 days | INR 75,000 to INR 3 lakh |
| 540 days | INR 1.25 lakh to INR 4 lakh |
-
Medical Loan:
| Loan tenure | Loan amount |
| 90 days | INR 15,000 to INR 1.10 lakh |
| 180 days | INR 20,000 to INR 2.10 lakh |
| 270 days | INR 50,000 to INR 2.58 lakh |
| 365 days | INR 75,000 to INR 3 lakh |
| 540 days | INR 1.25 lakh to INR 4 lakh |
CASHe Personal Loan Customer Care
Existing customers can write and get their queries resolved at support@cashe.co.in.
The CASHe Loan Customer Care Number i.e. +918097553191 is available 24/7 with no documents required. This number is basically a Whatsapp Support number. Also, customers can fill out the form available under the “Contact US” section of the website.
